Select Funds
You can handpick investment opportunities to provide secured fixed income from our Select funds.
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INVEST IN THE LIFESTYLE FUND
We offer investors direct exposure into a specific loan (or loans) secured by a mortgage over real property, and in some cases, real property construction projects in Australia.
The lifestyle fund consists of residential, commercial or industrial property secured by a mortgage over the relevant Borrower’s property.
Secured Fixed Income
KEY INFORMATION: THE LIFESTYLE FUND
Investment Criteria
Only wholesale clients and sophisticated investors can invest in the lifestyle fund.
Investment Approach and Associated Risks
Moshav Financial invests in mortgage investments. Typically investments will be offered with a maximum loan to value ratio (LVR) of up to 70% of the Gross Realisation Value (GVR) or 85% of total development costs (whichever is lower) for a property development and an LVR of up to 70% for investment property. The actual LVR of each investment may vary.
Like any investment of this type, there are risks associated. It is important that you read and consider the risks associated with the Fund before deciding whether to invest and seek your own financial, tax and legal advice from relevant professionals.
Minimum Investment
The initial investment is from $500,000. Although, a Trustee may accept lesser amounts, but acceptance of a lesser amount remains the sole discretion of the Trustee.
WHAT OUR CUSTOMERS HAVE SAID
"Just want to say thank you. It was difficult in the early days of running our own business. You were always a call away. My wife and I feel confident and over the years you have been able to open the door to new properties to us. Keep up the good work. Quality truly earmarks a total professional."
John Kulper JP, Sydney
"Thank you, Tal
We had to endure a lengthy time with another broker. We’re so pleased we switched. We greatly appreciate your time and effort to make our application smooth and hassle free. We made a decision that would best suit our needs. We reduced our overall interest on our loan thanks to your advice.”
Mark and Amy Gerstl, Dover Heights
"Allow me to express our appreciation for your support and contribution to our annual Gala dinner. As a result of generous contributions we were able to provide many services to our community. May our joint efforts continue to serve our wonderful community and ensure its growth and viability. Once again, thank you for your kind support."
Rabbi Yoram Ulman, Sydney
FREQUENTLY ASKED QUESTIONS
How do I become an investor in the fund?
- You need to have read and understood the information memorandum.
- You must complete the application form and pay the deposit.
- Moshav Financial will notify you when you have been approved or if we need more information.
How do I earn income from investing?
Once you have been approved as an investor, you will receive money directly into your account. You can then decide whether or not you wish to add additional funds and contribute to other investment opportunities.
Can I transfer my interest?
Investors may transfer their interests in mortgage investments to another person or entity, provided the transfer is in accordance with the Constitution, the Corporations Act and is done with the consent of the parties involved. Upon the Trustee accepting to register the transfer, the transferee will become an Investor in the Fund (if the transferee is not already an Investor) and will be bound by the terms of the Constitution.
AVAILABLE INVESTMENT PRODUCTS
Property Development Funds
We can provide secure returns with investment opportunities in property development.
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Lifestyle Fund
We offer secure fixed income returns in our Lifestyle Fund. All investments are backed by first mortgage sercurity.
Learn MoreExplore more about investing in Property Development with Moshav Financial
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Investor Education
How can you keep up to date and ensure you’re a smart investor? Take the time to evaluate your objectives, risk profile and the opportunities available to you. We can help.
Investment Risk
All investments come with an element of risk. We do our best to minimize the risk factors and offer secure returns. We offer risk management strategies to help you.
Investment Process
We provide information memorandums for all our investors to assess the opportunities available. We aim to provide you with regular income returns. Please take care to read these in full.